Bali is one of the most beautiful destinations, especially for newly married couples. With its scenic destinations and many places to visit around, Bali has become one of the major tourist attractions in South Asia. If you are planning your next holiday in Bali, here is something that you ought to know.
You must always associate travel with insurance because there is always uncertainty. You may end up with unforeseen problems right from a small thing like losing some of your belongings to something as serious as becoming ill. So, you should always consider travel insurance before going ahead with the plan. In this article, we shall see some of the things that you should know to avail the best travel insurance for Bali.
Why avail the best travel insurance for Bali?
First of all, life is so full of uncertainties that anything may happen in the very next moment. If you are travelling to Bali for the first time, you probably will not know the language or places around there. So, there are high chances of untoward incidents happening there. So, travel insurance for Bali is necessary so that there is something to back up your loss.
You need to consider what all you need to cover under the insurance, get quotes from various companies and select the right package.
Things to Consider While purchasing travel insurance for Bali
To avail the best price, you may want to get quotes from companies based on your requirements and take the best deal. Here is an average rate for each of the possible requirements.
#1 Basic policies offer unlimited medical cover, unforeseen travel costs up to $5,000 and $1 million in personal liability. These policies come anywhere between $20 to $50.
#2 Standard policies that come between $30 and #60 offer to cover $5 million for medical expenses, $ 2 million in personal liabilities, $ 3,000 for luggage loss and up to $10,000 for unforeseen cancellation.
#3 Premium policies that come between $60 and $250 offer to cover unlimited amount for cancellations and medical expenses with a hospital stipend of $2,500, $2,000 for travel documents, $2,000 for luggage delays and so on.
#2 What all is covered
As seen above, each policy comes with its own set of coverages. Medical coverage includes overseas and domestic medical expenses that arise as a result of travelling. Luggage coverage accounts for partial or complete loss of luggage and other personal belongings. Cancellation coverage includes coverage for loss due to flight cancellations, etc. Personal liability means when you accidentally damage someone’s property in Bali, the company will pay for them.
So, these were a few things that you should know before availing the best travel insurance for Bali. Happy Journey!!